نوع مقاله : پژوهشی
نویسندگان
1 دانشیار گروه علوم اقتصادی، دانشگاه بین المللی اهل بیت ( ع)، تهران، ایران.
2 دانشجوی دکتری علوم اقتصادی، دانشگاه یزد، یزد، ایران.
3 کارشناس ارشد علوم اقتصادی، دانشگاه بین المللی اهل بیت ( ع) ، تهران، ایران.
چکیده
کلیدواژهها
عنوان مقاله [English]
نویسندگان [English]
Income distribution is a fundamental economic issue in any society, and Islam places special emphasis on economic justice and equitable wealth distribution. This study investigates the impact of Islamic financial contracts on income inequality across Iran’s 31 provinces using panel data analysis. The contracts examined include Qard al-Ḥasan (interest-free loans), installment sales (bayʿ al-ʿuqūd), and lease-to-own agreements (ijārah wa-taʾmīlīk). Employing a fixed-effects model estimated with E-Views 9, the results indicate that these Islamic contracts significantly contribute to improving income equality. Furthermore, the study confirms the presence of an inverted-U (Kuznets) relationship between GDP per capita and income inequality. Labor productivity positively influences income equality, while government expenditure and inflation have adverse effects. Based on these findings, it is recommended that policymakers facilitate greater access to Islamic financial instruments for low-income groups to promote a more equitable income distribution.
JEL Classification: D31, G21, Z12, C23.
کلیدواژهها [English]