نوع مقاله : پژوهشی
نویسندگان
1 گروه اقتصاد، دانشگاه علوم اسلامی رضوی، مشهد، ایران
2 هیئت علمی دانشگاه رضوی
چکیده
کلیدواژهها
عنوان مقاله [English]
نویسندگان [English]
Dual shareholders are business companies whose portfolios include loans and bank bonds at the same time. In this research, it seeks to find the relationship between banks' efficiency and the amount of shares held by a stakeholders of that bank. This issue becomes important because some private banks use cheap bank resources to finance their companies, and it causes the collapse of the country's monetary and banking system and the destructive effects of the macroeconomics, including inflationary effects, etc.
In this study, after examining similar studies in Iran and the world, we examined some variables related to the problem in Iran's economy. By performing Chow, Brosh Pagan and Hassman test, we identified the appropriate estimation method and finally found that the bank size and economic growth variables do not have no significance, also the annual inflation rate and the annual interest rate of bank loans have a significant positive relationship with the bank NPL. In the variables of bank capital, inefficiency, return on bank assets and the ratio of single beneficiary shares to total shares, a significant negative relationship was identified.
کلیدواژهها [English]
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