نوع مقاله : ترویجی
نویسندگان
1 دانشیار، گروه حسابداری، دانشکده مدیریت و حسابداری، دانشگاه آزاد اسلامی واحد تنکابن، تنکابن، ایران
2 استادیار، گروه مالی، دانشکده حسابداری و مدیریت، دانشگاه آزاد اسلامی واحد کرج، البرز، ایران
چکیده
کلیدواژه‌ها
عنوان مقاله [English]
نویسندگان [English]
An issue in global politics is the lack of opportunities to access financial services by vulnerable and needy groups, which has led to the issue of financial inclusion becoming a global concern. Finding an innovative financial services model for the poor is an urgent challenge, and financial inclusion is considered an important driver of poverty reduction because low-income people can now benefit from financial services as economic growth increases. Some countries have made significant progress in the financial system, including the banking and insurance industry, and by accessing digital financial services, they were have been able to be at the center of financial participation plans. Financial inclusion models, including mobile services and other digital financial services, can support economic growth and help achieve development goals, especially in developing countries. They can create employment, increase business productivity and entrepreneurship, and contribute to overall economic improvement. Digital technologies can significantly reduce financial exclusion and facilitate financial inclusion, particularly through fintech, thereby helping to lift millions out of poverty. Despite being in a good position compared to other Asian and European countries, many Islamic countries, including Iran, still face challenges in reaching large portions of their unbanked population and providing insurance technology services.
کلیدواژه‌ها [English]
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